Chapter 7 Bankruptcy is part four of our four-part series dedicated to educating consumers and small business in ways to navigate the new legal challenges created by the COVID-19 pandemic, which has brought about unprecedented change and financial tumult. Presented by Christian Attorney RL Johnson, a trial attorney with over a dozen years of experience civil trial experience; debt collection; bankruptcy; and, advising clients in financial matters
Presented by Christian Attorney RL Johnson, a trial attorney with over a dozen years of experience civil trial experience; debt collection; bankruptcy; and, advising clients in financial matters.
In Part 4, viewers will learn about the Chapter 7 bankruptcy process including:
01:21 - A Summary of the Bankruptcy Abuse Prevention and Consumer Protection Act
(“BAPCPA”)
02:26 - Chapter 7 Eligibility Requirements
03:15 - The Chapter 7 Means Test
17:42 - The Presumption of Chapter 7 Abuse 18:23 - Persons Ineligible to File Chapter 7
19:34 - The Mechanics of Chapter 7 (How it Works)
22:00 - Consumer Credit Counseling
23:33 - Obtaining Fee Waivers
24:11 - Completing the Necessary Forms
26:51 - Exempting Real Estate and Personal Property
29:58 - eFiling with the Bankruptcy Court
32:39 - The Bankruptcy Court Trustee
40:31 - The Required Course in Financial Management
41:18 - Reaffirmation Agreements
44:49 - Grounds for Denying a Chapter 7 Discharge
46:01 - Non-Dischargable Debts
Here is an overview of the topics covered in this complete series:
Introduction: An overview of the challenges facing the legal system
Part I: Developing an actionable strategy
Part II: Consequences (Debtors v. Creditors) ~ Premiering July 25, 2020
Part III: Chapter 7 bankruptcy ~ An overview ~ Premiering Aug. 1, 2020
Part IV: Chapter 13 bankruptcy ~ An overview ~ Premiering Aug. 8, 2020
Helpful Links:
• U.S. Bankruptcy Court (Ch. 7 page)
https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics
• https://www.justice.gov/ust/means-testing
• U.S. Bankruptcy Court (Ch. 13 page)
https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics
• How Do I Find the Law in My State?
https://youtu.be/aHkxC2CF7YI
• National Consumers Law Center:
https://www.nclc.org/for-consumers/guide-to-surviving-debt.html
• Christian Legal Society https://www.christianlegalsociety.org
• The Library of Congress’ website:
https://www.loc.gov/law/help/guide/states.php
• Civil Pro Se Forms
https://www.uscourts.gov/forms/civil-pro-se-forms
• Federal Rules of Civil Procedure
https://www.uscourts.gov/rules-policies/current-rules-practice-procedure/federal-rules civil-procedure
• Public Access to Court Electronic Records (“PACER”) system