• RL Johnson

Chapter 7 Bankruptcy | Financial Survival in the COVID-19 Era (Part 4 of 4)

Updated: Sep 20, 2020




Chapter 7 Bankruptcy is part four of our four-part series dedicated to educating consumers and small business in ways to navigate the new legal challenges created by the COVID-19 pandemic, which has brought about unprecedented change and financial tumult. Presented by Christian Attorney RL Johnson, a trial attorney with over a dozen years of experience civil trial experience; debt collection; bankruptcy; and, advising clients in financial matters


Presented by Christian Attorney RL Johnson, a trial attorney with over a dozen years of experience civil trial experience; debt collection; bankruptcy; and, advising clients in financial matters.


In Part 4, viewers will learn about the Chapter 7 bankruptcy process including:


01:21 - A Summary of the Bankruptcy Abuse Prevention and Consumer Protection Act

(“BAPCPA”)

02:26 - Chapter 7 Eligibility Requirements

03:15 - The Chapter 7 Means Test

17:42 - The Presumption of Chapter 7 Abuse 18:23 - Persons Ineligible to File Chapter 7

19:34 - The Mechanics of Chapter 7 (How it Works)

22:00 - Consumer Credit Counseling

23:33 - Obtaining Fee Waivers

24:11 - Completing the Necessary Forms

26:51 - Exempting Real Estate and Personal Property

29:58 - eFiling with the Bankruptcy Court

32:39 - The Bankruptcy Court Trustee

40:31 - The Required Course in Financial Management

41:18 - Reaffirmation Agreements

44:49 - Grounds for Denying a Chapter 7 Discharge

46:01 - Non-Dischargable Debts


Here is an overview of the topics covered in this complete series:

  • Introduction: An overview of the challenges facing the legal system

  • Part I: Developing an actionable strategy

  • Part II: Consequences (Debtors v. Creditors) ~ Premiering July 25, 2020

  • Part III: Chapter 7 bankruptcy ~ An overview ~ Premiering Aug. 1, 2020

  • Part IV: Chapter 13 bankruptcy ~ An overview ~ Premiering Aug. 8, 2020


Helpful Links:


• U.S. Bankruptcy Court (Ch. 7 page)

https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics

• https://www.justice.gov/ust/means-testing

• U.S. Bankruptcy Court (Ch. 13 page)

https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics

• How Do I Find the Law in My State?

https://youtu.be/aHkxC2CF7YI

• National Consumers Law Center:

https://www.nclc.org/for-consumers/guide-to-surviving-debt.html

• Christian Legal Society https://www.christianlegalsociety.org

• The Library of Congress’ website:

https://www.loc.gov/law/help/guide/states.php

• Civil Pro Se Forms

https://www.uscourts.gov/forms/civil-pro-se-forms

• Federal Rules of Civil Procedure

https://www.uscourts.gov/rules-policies/current-rules-practice-procedure/federal-rules civil-procedure

• Public Access to Court Electronic Records (“PACER”) system

http://pacer.psc.uscourts.gov/


  • Pinterest
  • Instagram
  • YouTube

 USA

©2020 BY LAW FOR LIFE L3C